Flood Claims Map

Minnesota

Flood insurance claims in Blue Earth County, Minnesota

FEMA records 92 National Flood Insurance Program claims in Blue Earth County, Minnesota, since 1978, with $1.3 million paid in total. The year with the most claims was 2024, with 14. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record92
Total paid$1.3 million
Claims with a payment66
Homes with NFIP policy0.2%
High-risk zone homes insuredn/a
Residential policies in force50

Claims by year of loss

1978: 319781979: 11980: 01981: 01982: 019821983: 01984: 21985: 01986: 219861987: 01988: 01989: 11990: 019901991: 01992: 01993: 51994: 019941995: 01996: 21997: 81998: 019981999: 02000: 02001: 62002: 020022003: 02004: 42005: 02006: 020062007: 02008: 02009: 02010: 1220102011: 52012: 12013: 12014: 720142015: 02016: 52017: 02018: 220182019: 72020: 12021: 02022: 020222023: 02024: 142025: 314

NFIP claims by year of loss, Blue Earth County, Minnesota

1978: $9,53719781979: $1,2341980: $01981: $01982: $019821983: $01984: $01985: $01986: $11119861987: $01988: $01989: $01990: $019901991: $01992: $01993: $2,0001994: $019941995: $01996: $01997: $174,0291998: $019981999: $02000: $02001: $43,6392002: $020022003: $02004: $25,6542005: $02006: $020062007: $02008: $02009: $02010: $240,99720102011: $22,3742012: $13,3522013: $3,9692014: $42,29520142015: $02016: $106,1642017: $02018: $1,66420182019: $162,1302020: $9,9652021: $02022: $020222023: $02024: $463,7912025: $8,909$463,791

Paid on claims by year of loss (building, contents and increased cost of compliance), Blue Earth County, Minnesota

Named flood events with the most claims

Event (FEMA name)Claims
June Midwest Flooding13
Flooding10
Severe flooding4

ZIP codes with the most claims

ZIP code (as reported)Claims
5600159
5603412
560808
560554
560023
560372
560651
560731

21 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.1 million, contents $214,659, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone010n/a
All homes24,141500.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.