Flood Claims Map

Minnesota

Flood insurance claims in Carver County, Minnesota

FEMA records 70 National Flood Insurance Program claims in Carver County, Minnesota, since 1978, with $214,860 paid in total. The year with the most claims was 1993, with 23. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 21.0% of homes in the high-risk flood zone did.

NFIP claims on record70
Total paid$214,860
Claims with a payment38
Homes with NFIP policy0.2%
High-risk zone homes insured21.0%
Residential policies in force88

Claims by year of loss

1978: 119781979: 41980: 11981: 01982: 019821983: 61984: 41985: 01986: 019861987: 01988: 01989: 01990: 019901991: 31992: 01993: 231994: 019941995: 01996: 01997: 41998: 019981999: 02000: 02001: 42002: 120022003: 02004: 02005: 22006: 020062007: 02008: 02009: 12010: 420102011: 22012: 02013: 02014: 820142015: 02016: 02017: 02018: 020182019: 12020: 02021: 02022: 020222023: 02024: 123

NFIP claims by year of loss, Carver County, Minnesota

1978: $14619781979: $4,4311980: $01981: $01982: $019821983: $28,1271984: $20,3241985: $01986: $019861987: $01988: $01989: $01990: $019901991: $1,0001992: $01993: $22,0621994: $019941995: $01996: $01997: $7,8831998: $019981999: $02000: $02001: $7,7702002: $45,56620022003: $02004: $02005: $1,0282006: $020062007: $02008: $02009: $5322010: $4,21720102011: $6,1622012: $02013: $02014: $60,99420142015: $02016: $02017: $02018: $020182019: $02020: $02021: $02022: $020222023: $02024: $4,618$60,994

Paid on claims by year of loss (building, contents and increased cost of compliance), Carver County, Minnesota

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding18
Severe flooding4
Flooding3
Not a named storm1
June Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
5531523
5531819
553676
553604
553974
553173
553883
553872
553311

55 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $189,715, contents $25,145, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1242621.0%
All homes38,740880.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.