Flood Claims Map

Minnesota

Flood insurance claims in Fillmore County, Minnesota

FEMA records 99 National Flood Insurance Program claims in Fillmore County, Minnesota, since 1978, with $753,114 paid in total. The year with the most claims was 2000, with 23. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 16.1% of homes in the high-risk flood zone did.

NFIP claims on record99
Total paid$753,114
Claims with a payment79
Homes with NFIP policy0.5%
High-risk zone homes insured16.1%
Residential policies in force77

Claims by year of loss

1978: 119781979: 01980: 41981: 91982: 019821983: 01984: 01985: 01986: 019861987: 01988: 01989: 01990: 019901991: 01992: 01993: 01994: 019941995: 01996: 01997: 01998: 119981999: 02000: 232001: 122002: 020022003: 02004: 22005: 02006: 020062007: 72008: 162009: 02010: 020102011: 02012: 02013: 162014: 020142015: 02016: 32017: 12018: 020182019: 22020: 02021: 02022: 020222023: 02024: 223

NFIP claims by year of loss, Fillmore County, Minnesota

1978: $8019781979: $01980: $5191981: $11,5741982: $019821983: $01984: $01985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $01998: $95019981999: $02000: $140,8062001: $81,1982002: $020022003: $02004: $119,2352005: $02006: $020062007: $152,1802008: $73,9352009: $02010: $020102011: $02012: $02013: $109,0712014: $020142015: $02016: $20,1302017: $02018: $020182019: $6,3732020: $02021: $02022: $020222023: $02024: $37,061$152,180

Paid on claims by year of loss (building, contents and increased cost of compliance), Fillmore County, Minnesota

Named flood events with the most claims

Event (FEMA name)Claims
Severe flooding9
June Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
5597536
5596533
559718
559357
559546
559493
559233
559372

80 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $654,525, contents $98,589, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3415516.1%
All homes15,715770.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.