Flood insurance claims in Kandiyohi County, Minnesota

FEMA records 8 National Flood Insurance Program claims in Kandiyohi County, Minnesota, since 2007, with $132,326 paid in total. The most claims in one year was 2, in 2011 and 2025. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 10.4% of homes in the high-risk flood zone did.

NFIP claims on record8

Total paid$132,326

Claims with a payment6

Homes with NFIP policy0.1%

High-risk zone homes insured10.4%

Residential policies in force16

Claims by year of loss

NFIP claims by year of loss, Kandiyohi County, Minnesota

Paid on claims by year of loss (building, contents and increased cost of compliance), Kandiyohi County, Minnesota

Named flood events with the most claims

Event (FEMA name)	Claims
Winter storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
56201	3
56253	2
56282	1
56288	1
56251	1

2 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $70,121, contents $62,206, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	96	10	10.4%
All homes	21,888	16	0.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.