Flood Claims Map

Minnesota

Flood insurance claims in Nicollet County, Minnesota

FEMA records 59 National Flood Insurance Program claims in Nicollet County, Minnesota, since 1979, with $552,979 paid in total. The year with the most claims was 1997, with 8. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record59
Total paid$552,979
Claims with a payment39
Homes with NFIP policy0.2%
High-risk zone homes insuredn/a
Residential policies in force33

Claims by year of loss

1979: 119791980: 01981: 11982: 01983: 119831984: 41985: 01986: 11987: 019871988: 01989: 01990: 01991: 019911992: 01993: 51994: 01995: 019951996: 11997: 81998: 11999: 019992000: 02001: 62002: 02003: 020032004: 52005: 02006: 02007: 120072008: 02009: 02010: 72011: 420112012: 12013: 02014: 22015: 020152016: 12017: 02018: 02019: 720192020: 02021: 02022: 02023: 020232024: 28

NFIP claims by year of loss, Nicollet County, Minnesota

1979: $019791980: $01981: $01982: $01983: $019831984: $2,1281985: $01986: $4041987: $019871988: $01989: $01990: $01991: $019911992: $01993: $12,4731994: $01995: $019951996: $01997: $78,1511998: $5,1251999: $019992000: $02001: $15,4592002: $02003: $020032004: $56,5602005: $02006: $02007: $8,79920072008: $02009: $02010: $204,5952011: $25,30520112012: $02013: $02014: $2,4842015: $020152016: $02017: $02018: $02019: $43,50820192020: $02021: $02022: $02023: $020232024: $97,987$204,595

Paid on claims by year of loss (building, contents and increased cost of compliance), Nicollet County, Minnesota

Named flood events with the most claims

Event (FEMA name)Claims
Flooding8
Severe flooding5
June Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
5600326
5608226
560013
560732
560021
553321

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $536,552, contents $16,427, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone04n/a
All homes14,178330.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.