Flood insurance claims in Nobles County, Minnesota

FEMA records 83 National Flood Insurance Program claims in Nobles County, Minnesota, since 1978, with $209,428 paid in total. The year with the most claims was 2010, with 18. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 24.3% of homes in the high-risk flood zone did.

NFIP claims on record83

Total paid$209,428

Claims with a payment63

Homes with NFIP policy0.2%

High-risk zone homes insured24.3%

Residential policies in force18

Claims by year of loss

NFIP claims by year of loss, Nobles County, Minnesota

Paid on claims by year of loss (building, contents and increased cost of compliance), Nobles County, Minnesota

Named flood events with the most claims

Event (FEMA name)	Claims
Midwest Flooding	14
Severe flooding	7
June Midwest Flooding	6
Flooding	3
Not a named storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
56187	79
56110	4

67 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $205,617, contents $3,811, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	70	17	24.3%
All homes	8,099	18	0.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.