Flood Claims Map

Minnesota

Flood insurance claims in Wabasha County, Minnesota

FEMA records 162 National Flood Insurance Program claims in Wabasha County, Minnesota, since 1978, with $3.4 million paid in total. The year with the most claims was 2010, with 36. As of 3 August 2026, 0.5% of homes here had an NFIP policy.

NFIP claims on record162
Total paid$3.4 million
Claims with a payment131
Homes with NFIP policy0.5%
High-risk zone homes insuredn/a
Residential policies in force64

Claims by year of loss

1978: 919781979: 11980: 01981: 01982: 019821983: 01984: 01985: 01986: 719861987: 01988: 01989: 01990: 019901991: 01992: 01993: 91994: 019941995: 01996: 11997: 271998: 319981999: 02000: 02001: 292002: 020022003: 02004: 02005: 02006: 020062007: 32008: 02009: 02010: 3620102011: 152012: 12013: 02014: 020142015: 02016: 02017: 02018: 020182019: 132020: 02021: 02022: 020222023: 62024: 236

NFIP claims by year of loss, Wabasha County, Minnesota

1978: $28,93919781979: $6771980: $01981: $01982: $019821983: $01984: $01985: $01986: $30,49019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $11,6901994: $019941995: $01996: $22,2501997: $136,4521998: $3,44019981999: $02000: $02001: $273,0872002: $020022003: $02004: $02005: $02006: $020062007: $7,1362008: $02009: $02010: $2.3 million20102011: $81,8432012: $6,4602013: $02014: $020142015: $02016: $02017: $02018: $020182019: $300,0552020: $02021: $02022: $020222023: $136,4832024: $18,828$2.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Wabasha County, Minnesota

Named flood events with the most claims

Event (FEMA name)Claims
Flooding32
Severe flooding29
Midwest Flooding4
Not a named storm1
June Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
5598176
5599149
5504115
559459
559325
559563
559572
559601
559381

113 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.1 million, contents $213,739, increased cost of compliance $64,590.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone027n/a
All homes13,927640.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.