Flood Claims Map

Minnesota

Flood insurance claims in Washington County, Minnesota

FEMA records 533 National Flood Insurance Program claims in Washington County, Minnesota, since 1978, with $5.4 million paid in total. The year with the most claims was 2001, with 142. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 22.4% of homes in the high-risk flood zone did.

NFIP claims on record533
Total paid$5.4 million
Claims with a payment418
Homes with NFIP policy0.3%
High-risk zone homes insured22.4%
Residential policies in force247

Claims by year of loss

1978: 319781979: 181980: 101981: 111982: 619821983: 31984: 71985: 121986: 2619861987: 61988: 01989: 01990: 119901991: 01992: 31993: 321994: 119941995: 01996: 71997: 1011998: 419981999: 12000: 02001: 1422002: 220022003: 12004: 02005: 22006: 020062007: 02008: 02009: 12010: 720102011: 412012: 22013: 02014: 2920142015: 02016: 22017: 02018: 120182019: 272020: 72021: 02022: 220222023: 132024: 12025: 1142

NFIP claims by year of loss, Washington County, Minnesota

1978: $1,60619781979: $116,0691980: $50,0661981: $101,5271982: $16,06919821983: $6,3041984: $10,7531985: $65,3351986: $224,48519861987: $128,1071988: $01989: $01990: $019901991: $01992: $01993: $147,9321994: $019941995: $01996: $7,1881997: $956,9571998: $7,57619981999: $02000: $02001: $2.3 million2002: $6,18520022003: $1,4992004: $02005: $5,0692006: $020062007: $02008: $02009: $02010: $60,07920102011: $217,8862012: $48,7912013: $02014: $164,75720142015: $02016: $9,1772017: $02018: $020182019: $379,7662020: $81,3312021: $02022: $020222023: $219,9752024: $1,0002025: $0$2.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Washington County, Minnesota

Named flood events with the most claims

Event (FEMA name)Claims
Severe flooding130
Flooding97
Midwest Flooding15
Not a named storm6
June Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
55043165
55003160
5508247
5500135
5504234
5505522
5503321
5504713
550169
550718

378 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.2 million, contents $195,364, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone58013022.4%
All homes90,2072470.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.