Flood insurance claims in Wright County, Minnesota

FEMA records 223 National Flood Insurance Program claims in Wright County, Minnesota, since 1978, with $2.0 million paid in total. The year with the most claims was 1986, with 45. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record223

Total paid$2.0 million

Claims with a payment141

Homes with NFIP policy0.2%

High-risk zone homes insuredn/a

Residential policies in force124

Claims by year of loss

NFIP claims by year of loss, Wright County, Minnesota

Paid on claims by year of loss (building, contents and increased cost of compliance), Wright County, Minnesota

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	8
Severe flooding	7
Midwest Flooding	3
Not a named storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
55313	132
55328	33
55302	17
55362	6
55373	5
55330	5
55343	3
55320	3
55376	3
55321	2

153 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $62,429, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	89	n/a
All homes	54,813	124	0.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.