Flood Claims Map

Mississippi

Flood insurance claims in Bolivar County, Mississippi

FEMA records 994 National Flood Insurance Program claims in Bolivar County, Mississippi, since 1978, with $21.7 million paid in total. The year with the most claims was 2011, with 201. As of 3 August 2026, 2.5% of homes here had an NFIP policy, and 14.7% of homes in the high-risk flood zone did.

NFIP claims on record994
Total paid$21.7 million
Claims with a payment839
Homes with NFIP policy2.5%
High-risk zone homes insured14.7%
Residential policies in force384

Claims by year of loss

1978: 519781979: 701980: 61981: 01982: 319821983: 741984: 271985: 51986: 219861987: 21988: 111989: 191990: 2319901991: 501992: 01993: 281994: 5519941995: 581996: 91997: 831998: 419981999: 32000: 12001: 62002: 1520022003: 82004: 02005: 102006: 420062007: 02008: 1112009: 82010: 320102011: 2012012: 12013: 02014: 020142015: 12016: 372017: 22018: 620182019: 132020: 22021: 262022: 020222023: 02024: 02025: 2201

NFIP claims by year of loss, Bolivar County, Mississippi

1978: $10,77019781979: $420,0931980: $9,4341981: $01982: $24619821983: $472,9681984: $101,5521985: $23,4431986: $7,80019861987: $4,9171988: $10,4261989: $100,4581990: $37,39519901991: $289,4311992: $01993: $81,5831994: $376,78819941995: $444,7501996: $35,3991997: $983,9781998: $20,77719981999: $21,7092000: $2,9702001: $101,0152002: $191,31120022003: $62,4012004: $02005: $117,2692006: $106,97320062007: $02008: $2.9 million2009: $57,0062010: $4,00620102011: $11.7 million2012: $732013: $02014: $020142015: $5,1772016: $1.0 million2017: $15,1242018: $46,22020182019: $165,7922020: $13,0492021: $1.6 million2022: $020222023: $02024: $02025: $169,000$11.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Bolivar County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms196
Flooding80
Late winter severe storms28
Hurricane Katrina1

ZIP codes with the most claims

ZIP code (as reported)Claims
38725281
38726209
38732182
3876980
3874659
3873037
3876219
3875918
3877217
387739

659 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $17.3 million, contents $2.4 million, increased cost of compliance $2.0 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,89927914.7%
All homes15,6583842.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.