Flood insurance claims in Coahoma County, Mississippi

FEMA records 333 National Flood Insurance Program claims in Coahoma County, Mississippi, since 1979, with $6.8 million paid in total. The year with the most claims was 2016, with 51. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 34.5% of homes in the high-risk flood zone did.

NFIP claims on record333

Total paid$6.8 million

Claims with a payment292

Homes with NFIP policy1.3%

High-risk zone homes insured34.5%

Residential policies in force107

Claims by year of loss

NFIP claims by year of loss, Coahoma County, Mississippi

Paid on claims by year of loss (building, contents and increased cost of compliance), Coahoma County, Mississippi

Named flood events with the most claims

Event (FEMA name)	Claims
Late winter severe storms	47
Mid-spring storms	42
Flooding	14
Hurricane Katrina	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
38614	166
38645	30
38639	27
38617	22
38644	21
38720	16
38767	16
38626	11
38631	9
38625	4

190 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.8 million, contents $706,796, increased cost of compliance $269,150.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	200	69	34.5%
All homes	8,555	107	1.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.