Flood Claims Map

Mississippi

Flood insurance claims in Forrest County, Mississippi

FEMA records 1,755 National Flood Insurance Program claims in Forrest County, Mississippi, since 1978, with $12.8 million paid in total. The year with the most claims was 1983, with 547. As of 3 August 2026, 1.8% of homes here had an NFIP policy, and 17.1% of homes in the high-risk flood zone did.

NFIP claims on record1,755
Total paid$12.8 million
Claims with a payment1,365
Homes with NFIP policy1.8%
High-risk zone homes insured17.1%
Residential policies in force469

Claims by year of loss

1978: 419781979: 711980: 3461981: 21982: 719821983: 5471984: 11985: 61986: 219861987: 251988: 11989: 21990: 16819901991: 81992: 41993: 81994: 2019941995: 11996: 01997: 21998: 6419981999: 782000: 22001: 112002: 120022003: 32004: 72005: 1002006: 120062007: 12008: 162009: 142010: 220102011: 62012: 382013: 142014: 620142015: 12016: 572017: 152018: 5520182019: 12020: 82021: 22022: 2120222023: 12024: 12025: 02026: 42026547

NFIP claims by year of loss, Forrest County, Mississippi

1978: $4,17119781979: $304,9011980: $778,8011981: $01982: $5,02319821983: $2.4 million1984: $1,9711985: $8,6361986: $019861987: $46,8171988: $3991989: $01990: $785,61219901991: $56,1521992: $3091993: $28,8031994: $82,94819941995: $01996: $01997: $17,4411998: $488,72519981999: $828,1812000: $02001: $109,7072002: $10,11420022003: $20,7062004: $63,7032005: $977,5632006: $8,10020062007: $9092008: $316,8222009: $126,5542010: $020102011: $114,2492012: $324,4132013: $48,7922014: $53,04120142015: $02016: $851,6132017: $288,4492018: $2.2 million20182019: $5,0512020: $872,7222021: $8,6312022: $477,92720222023: $25,0002024: $02025: $02026: $120,2332026$2.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Forrest County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Flooding827
Hurricane Katrina97
Late winter severe storms43
Hurricane Isaac30
Hurricane Gustav2
Tropical Storm Allison1
Mid-spring storms1
Tropical Storm Isidore1

ZIP codes with the most claims

ZIP code (as reported)Claims
394011,122
39465424
39402158
3940321
3942511
395652
395771
394751

1,354 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $10.5 million, contents $2.2 million, increased cost of compliance $59,800.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,06135317.1%
All homes25,9434691.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.