Flood Claims Map

Mississippi

Flood insurance claims in Hancock County, Mississippi

FEMA records 9,927 National Flood Insurance Program claims in Hancock County, Mississippi, since 1978, with $745.6 million paid in total. The year with the most claims was 2005, with 5,305. As of 3 August 2026, 33.1% of homes here had an NFIP policy, and 63.8% of homes in the high-risk flood zone did.

NFIP claims on record9,927
Total paid$745.6 million
Claims with a payment8,777
Homes with NFIP policy33.1%
High-risk zone homes insured63.8%
Residential policies in force6,730

Claims by year of loss

1978: 619781979: 611980: 391981: 31982: 3119821983: 1841984: 51985: 2611986: 819861987: 51988: 71989: 101990: 919901991: 391992: 51993: 141994: 319941995: 1921996: 111997: 601998: 54819981999: 12000: 42001: 842002: 1,03020022003: 542004: 342005: 5,3052006: 620062007: 22008: 6232009: 122010: 1720102011: 92012: 6592013: 42014: 920142015: 52016: 142017: 152018: 1020182019: 102020: 1952021: 2192022: 520222023: 12024: 122025: 32026: 8420265,305

NFIP claims by year of loss, Hancock County, Mississippi

1978: $3,15119781979: $67,7261980: $108,0491981: $7801982: $52,62919821983: $482,2111984: $4,0571985: $902,3701986: $15,79219861987: $9,2101988: $15,0721989: $32,6461990: $42,30219901991: $125,7511992: $16,6561993: $71,9001994: $6,17519941995: $1.1 million1996: $20,9731997: $254,4511998: $2.0 million19981999: $02000: $12,4842001: $605,5702002: $7.9 million20022003: $334,2942004: $138,5802005: $703.5 million2006: $65,03120062007: $19,7632008: $6.8 million2009: $108,1852010: $281,54220102011: $160,7792012: $10.4 million2013: $8,8422014: $71,91320142015: $31,6602016: $150,7582017: $169,7042018: $255,55520182019: $296,2442020: $1.2 million2021: $6.4 million2022: $34,68820222023: $02024: $247,9902025: $02026: $1.1 million2026$703.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hancock County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina5,240
Tropical Storm Isidore867
Hurricane Isaac642
Hurricane Gustav550
Hurricane Georges147
Hurricane Lili145
Hurricane Zeta144
Hurricane Ida128

ZIP codes with the most claims

ZIP code (as reported)Claims
395206,043
395761,593
39556747
39525631
39572593
39558151
3946633
3957124
3957310
3955110

7,682 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $557.8 million, contents $168.4 million, increased cost of compliance $19.4 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7,7854,96563.8%
All homes20,3096,73033.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.