Flood Claims Map

Mississippi

Flood insurance claims in Harrison County, Mississippi

FEMA records 15,939 National Flood Insurance Program claims in Harrison County, Mississippi, since 1978, with $1.29 billion paid in total. The year with the most claims was 2005, with 8,241. As of 3 August 2026, 14.4% of homes here had an NFIP policy, and 62.5% of homes in the high-risk flood zone did.

NFIP claims on record15,939
Total paid$1.29 billion
Claims with a payment13,284
Homes with NFIP policy14.4%
High-risk zone homes insured62.5%
Residential policies in force10,601

Claims by year of loss

1978: 5619781979: 1331980: 4061981: 121982: 5719821983: 1871984: 151985: 4231986: 619861987: 521988: 431989: 271990: 2319901991: 2441992: 591993: 1431994: 6619941995: 5561996: 431997: 551998: 1,51219981999: 42000: 92001: 4832002: 62720022003: 272004: 422005: 8,2412006: 2820062007: 32008: 2942009: 2162010: 1920102011: 292012: 5442013: 1042014: 2320142015: 142016: 1472017: 1212018: 5320182019: 172020: 4592021: 1462022: 1220222023: 42024: 82025: 32026: 14420268,241

NFIP claims by year of loss, Harrison County, Mississippi

1978: $82,07319781979: $366,6371980: $1.4 million1981: $31,0671982: $101,57819821983: $907,7991984: $31,0261985: $1.7 million1986: $44,25219861987: $442,3161988: $164,0731989: $105,6461990: $133,80719901991: $3.2 million1992: $232,6891993: $1.9 million1994: $620,81319941995: $8.6 million1996: $218,1831997: $419,3451998: $18.3 million19981999: $31,9182000: $75,3312001: $6.3 million2002: $6.7 million20022003: $66,4442004: $97,8082005: $1.20 billion2006: $441,51620062007: $02008: $2.4 million2009: $3.9 million2010: $28,81820102011: $139,6212012: $8.5 million2013: $3.3 million2014: $316,40620142015: $68,0952016: $4.2 million2017: $2.6 million2018: $2.1 million20182019: $321,6422020: $6.6 million2021: $3.3 million2022: $332,39620222023: $9,1142024: $24,6362025: $42,3182026: $7.5 million2026$1.20 billion

Paid on claims by year of loss (building, contents and increased cost of compliance), Harrison County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina8,007
Hurricane Georges1,203
Tropical Storm Isidore573
Hurricane Isaac480
Flooding469
Tropical Storm Allison458
Hurricane Zeta422
Hurricane Gustav279

ZIP codes with the most claims

ZIP code (as reported)Claims
395714,576
395602,083
395011,866
395301,611
395071,575
395321,333
395031,217
39531749
39540682
3957485

11,063 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $989.0 million, contents $284.5 million, increased cost of compliance $20.7 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone10,4516,53162.5%
All homes73,38410,60114.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.