Flood Claims Map

Mississippi

Flood insurance claims in Hinds County, Mississippi

FEMA records 4,716 National Flood Insurance Program claims in Hinds County, Mississippi, since 1978, with $70.8 million paid in total. The year with the most claims was 1983, with 1,458. As of 3 August 2026, 2.8% of homes here had an NFIP policy, and 24.7% of homes in the high-risk flood zone did.

NFIP claims on record4,716
Total paid$70.8 million
Claims with a payment3,791
Homes with NFIP policy2.8%
High-risk zone homes insured24.7%
Residential policies in force2,255

Claims by year of loss

1978: 419781979: 6561980: 3711981: 461982: 13319821983: 1,4581984: 361985: 161986: 2219861987: 311988: 291989: 581990: 2219901991: 1141992: 71993: 161994: 3819941995: 891996: 191997: 541998: 4619981999: 212000: 232001: 362002: 5920022003: 4412004: 122005: 1242006: 320062007: 142008: 312009: 232010: 4320102011: 722012: 262013: 442014: 2920142015: 42016: 362017: 402018: 1620182019: 492020: 2252021: 242022: 3120222023: 92024: 92025: 52026: 220261,458

NFIP claims by year of loss, Hinds County, Mississippi

1978: $76119781979: $13.6 million1980: $788,8141981: $54,9241982: $189,53719821983: $22.4 million1984: $199,3931985: $40,1621986: $54,30319861987: $37,8631988: $77,0211989: $258,4191990: $86,70819901991: $441,5271992: $11,7951993: $101,2681994: $110,22319941995: $745,1441996: $52,5901997: $439,0161998: $353,36719981999: $103,5922000: $57,9342001: $220,7282002: $692,10720022003: $10.5 million2004: $42,7822005: $891,9212006: $56,19820062007: $146,1792008: $323,2722009: $222,7522010: $876,59820102011: $2.4 million2012: $501,8652013: $618,7422014: $324,06020142015: $79,8652016: $205,0952017: $960,5092018: $195,52820182019: $1.5 million2020: $8.1 million2021: $642,1802022: $602,75520222023: $293,2172024: $188,1012025: $206,1682026: $6,7542026$22.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hinds County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,930
Hurricane Katrina100
Late winter severe storms17
Hurricane Isaac5
Hurricane Georges4
Tropical Storm Allison3
Mid-spring storms3
Tropical Storm Isidore2

ZIP codes with the most claims

ZIP code (as reported)Claims
392111,883
39212561
39206399
39209372
39213351
39201222
39204159
39216153
3920274
3905674

3,119 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $60.3 million, contents $10.5 million, increased cost of compliance $68,763.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7,7481,91224.7%
All homes81,6952,2552.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.