Flood Claims Map

Mississippi

Flood insurance claims in Jackson County, Mississippi

FEMA records 11,325 National Flood Insurance Program claims in Jackson County, Mississippi, since 1978, with $720.7 million paid in total. The year with the most claims was 2005, with 5,414. As of 3 August 2026, 18.6% of homes here had an NFIP policy, and 55.3% of homes in the high-risk flood zone did.

NFIP claims on record11,325
Total paid$720.7 million
Claims with a payment9,619
Homes with NFIP policy18.6%
High-risk zone homes insured55.3%
Residential policies in force10,397

Claims by year of loss

1978: 2219781979: 2711980: 1881981: 1181982: 2319821983: 1341984: 111985: 1561986: 019861987: 381988: 71989: 21990: 4719901991: 151992: 71993: 411994: 1119941995: 441996: 441997: 271998: 1,97819981999: 62000: 22001: 422002: 22720022003: 202004: 282005: 5,4142006: 420062007: 72008: 772009: 2372010: 1420102011: 452012: 8392013: 2032014: 1820142015: 802016: 322017: 2412018: 1220182019: 162020: 2902021: 2152022: 1020222023: 202024: 112025: 32026: 2820265,414

NFIP claims by year of loss, Jackson County, Mississippi

1978: $11,97919781979: $712,7951980: $416,2301981: $211,1971982: $13,75319821983: $615,0621984: $22,9861985: $364,5441986: $019861987: $255,2951988: $16,4751989: $5,5001990: $173,72719901991: $33,4101992: $7,8331993: $175,8971994: $7,24219941995: $160,2711996: $243,6651997: $122,2841998: $30.1 million19981999: $39,1072000: $02001: $167,2222002: $1.9 million20022003: $202,6302004: $60,0562005: $639.7 million2006: $10,03720062007: $8,1892008: $640,1902009: $5.1 million2010: $33,24320102011: $406,6002012: $16.7 million2013: $4.4 million2014: $138,98120142015: $966,9222016: $360,6662017: $4.3 million2018: $69,35220182019: $292,3192020: $4.9 million2021: $5.5 million2022: $128,80220222023: $56,2772024: $167,1052025: $1,7112026: $748,2172026$639.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Jackson County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina5,163
Hurricane Georges1,823
Hurricane Isaac810
Hurricane Zeta272
Flooding226
Tropical Storm Isidore193
Hurricane Ida138
Hurricane Elena118

ZIP codes with the most claims

ZIP code (as reported)Claims
395642,984
395671,819
395811,553
395631,332
395531,264
395321,092
39562940
39552120
39565100
3956831

7,531 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $545.6 million, contents $162.1 million, increased cost of compliance $13.0 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone13,9697,72155.3%
All homes55,75410,39718.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.