Flood Claims Map

Mississippi

Flood insurance claims in Jones County, Mississippi

FEMA records 248 National Flood Insurance Program claims in Jones County, Mississippi, since 1978, with $2.5 million paid in total. The year with the most claims was 2005, with 27. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 9.5% of homes in the high-risk flood zone did.

NFIP claims on record248
Total paid$2.5 million
Claims with a payment184
Homes with NFIP policy0.8%
High-risk zone homes insured9.5%
Residential policies in force187

Claims by year of loss

1978: 119781979: 171980: 151981: 21982: 519821983: 161984: 61985: 01986: 119861987: 31988: 11989: 01990: 1719901991: 21992: 01993: 151994: 519941995: 11996: 01997: 11998: 819981999: 02000: 02001: 102002: 120022003: 22004: 42005: 272006: 120062007: 02008: 02009: 42010: 120102011: 72012: 52013: 12014: 1720142015: 02016: 142017: 32018: 2320182019: 22020: 22021: 22022: 520222023: 02024: 02025: 02026: 1202627

NFIP claims by year of loss, Jones County, Mississippi

1978: $1,88819781979: $130,5271980: $16,8221981: $12,1581982: $13,97319821983: $27,1901984: $4,0751985: $01986: $4,21819861987: $2,6241988: $7811989: $01990: $98,54819901991: $9501992: $01993: $112,1751994: $14,08619941995: $5,0001996: $01997: $11,0851998: $12,24819981999: $02000: $02001: $33,5442002: $10,00020022003: $22,4482004: $13,6522005: $265,2582006: $020062007: $02008: $02009: $63,8792010: $020102011: $112,5122012: $66,8662013: $02014: $196,89220142015: $02016: $181,4212017: $6,8172018: $861,58620182019: $02020: $14,4982021: $45,3352022: $75,08120222023: $02024: $02025: $02026: $17,5502026$861,586

Paid on claims by year of loss (building, contents and increased cost of compliance), Jones County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina24
Flooding18
Mid-spring storms14
Late winter severe storms12
Hurricane Isaac5
Tropical Storm Allison3
Hurricane Georges1
Hurricane Ivan1

ZIP codes with the most claims

ZIP code (as reported)Claims
39440174
3943721
3945913
3944312
394018
394794
394394
394413
386433
391682

135 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.0 million, contents $398,828, increased cost of compliance $17,761.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,3041249.5%
All homes24,6281870.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.