Flood Claims Map

Mississippi

Flood insurance claims in Lamar County, Mississippi

FEMA records 399 National Flood Insurance Program claims in Lamar County, Mississippi, since 1980, with $5.9 million paid in total. The year with the most claims was 1999, with 67. As of 3 August 2026, 1.2% of homes here had an NFIP policy, and 48.2% of homes in the high-risk flood zone did.

NFIP claims on record399
Total paid$5.9 million
Claims with a payment335
Homes with NFIP policy1.2%
High-risk zone homes insured48.2%
Residential policies in force251

Claims by year of loss

1980: 519801981: 21982: 01983: 221984: 019841985: 01986: 01987: 01988: 019881989: 01990: 101991: 21992: 019921993: 41994: 81995: 11996: 419961997: 01998: 221999: 672000: 120002001: 282002: 52003: 292004: 2020042005: 582006: 12007: 52008: 420082009: 142010: 02011: 32012: 1120122013: 32014: 232015: 12016: 1020162017: 102018: 52019: 32020: 320202021: 52022: 42023: 12024: 220242025: 12026: 267

NFIP claims by year of loss, Lamar County, Mississippi

1980: $7,77419801981: $1,9511982: $01983: $155,9581984: $019841985: $01986: $01987: $01988: $019881989: $01990: $45,0281991: $8,2341992: $019921993: $7,6731994: $18,8321995: $7,1931996: $34,84819961997: $01998: $242,4711999: $681,9902000: $57520002001: $270,4722002: $13,6072003: $344,7732004: $525,38620042005: $1.1 million2006: $8,1262007: $107,0952008: $61,94620082009: $227,6832010: $02011: $40,2042012: $548,61120122013: $7,4632014: $619,0802015: $02016: $155,36520162017: $335,8012018: $95,6922019: $119,3732020: $6,28520202021: $51,0782022: $21,4932023: $5,8452024: $4,00320242025: $1,4452026: $36,015$1.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lamar County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Katrina56
Flooding25
Late winter severe storms10
Hurricane Isaac7
Tropical Storm Isidore4
Hurricane Ida3
Tropical Storm Allison1
Tropical Storm Claudette1

ZIP codes with the most claims

ZIP code (as reported)Claims
39402342
3945521
3947517
394019
394829

286 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.2 million, contents $593,341, increased cost of compliance $87,556.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone31115048.2%
All homes21,4542511.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.