Flood Claims Map

Mississippi

Flood insurance claims in Sharkey County, Mississippi

FEMA records 238 National Flood Insurance Program claims in Sharkey County, Mississippi, since 1979, with $2.8 million paid in total. The year with the most claims was 1979, with 49. As of 3 August 2026, 6.0% of homes here had an NFIP policy, and 10.7% of homes in the high-risk flood zone did.

NFIP claims on record238
Total paid$2.8 million
Claims with a payment207
Homes with NFIP policy6.0%
High-risk zone homes insured10.7%
Residential policies in force109

Claims by year of loss

1979: 4919791980: 71981: 01982: 71983: 3819831984: 01985: 01986: 01987: 019871988: 01989: 01990: 41991: 2919911992: 01993: 81994: 71995: 319951996: 01997: 21998: 11999: 219992000: 12001: 32002: 62003: 020032004: 02005: 22006: 12007: 020072008: 152009: 102010: 02011: 1420112012: 02013: 22014: 02015: 220152016: 32017: 12018: 22019: 1220192020: 62021: 02022: 02023: 1202349

NFIP claims by year of loss, Sharkey County, Mississippi

1979: $319,27119791980: $11,0681981: $01982: $9,4321983: $188,71119831984: $01985: $01986: $01987: $019871988: $01989: $01990: $17,9131991: $152,09119911992: $01993: $12,8201994: $22,7951995: $13,83319951996: $01997: $17,0561998: $5631999: $2,71719992000: $4272001: $5,9322002: $14,0762003: $020032004: $02005: $2,6122006: $39,7382007: $020072008: $281,5932009: $47,6052010: $02011: $959,48520112012: $02013: $10,3082014: $02015: $3,18720152016: $31,8302017: $02018: $20,6062019: $526,48520192020: $136,6482021: $02022: $02023: $02023$959,485

Paid on claims by year of loss (building, contents and increased cost of compliance), Sharkey County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Flooding18
Mid-spring storms13
Late winter severe storms2
Hurricane Lili1

ZIP codes with the most claims

ZIP code (as reported)Claims
39159155
3872131
3874811
3908810
390619
390546
389214
391551
391431

129 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.4 million, contents $218,211, increased cost of compliance $271,672.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7788310.7%
All homes1,8041096.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.