Flood Claims Map

Mississippi

Flood insurance claims in Sunflower County, Mississippi

FEMA records 191 National Flood Insurance Program claims in Sunflower County, Mississippi, since 1978, with $1.7 million paid in total. The year with the most claims was 1991, with 32. As of 3 August 2026, 1.4% of homes here had an NFIP policy, and 14.1% of homes in the high-risk flood zone did.

NFIP claims on record191
Total paid$1.7 million
Claims with a payment156
Homes with NFIP policy1.4%
High-risk zone homes insured14.1%
Residential policies in force116

Claims by year of loss

1978: 219781979: 181980: 61981: 11982: 1419821983: 191984: 21985: 01986: 119861987: 101988: 11989: 11990: 019901991: 321992: 11993: 21994: 719941995: 31996: 21997: 11998: 419981999: 02000: 82001: 62002: 320022003: 12004: 02005: 52006: 120062007: 02008: 12009: 12010: 020102011: 22012: 02013: 02014: 020142015: 02016: 102017: 12018: 220182019: 122020: 02021: 92022: 020222023: 12024: 02025: 132

NFIP claims by year of loss, Sunflower County, Mississippi

1978: $15,67519781979: $107,9331980: $12,2291981: $1,4231982: $68,81519821983: $114,7111984: $5,8901985: $01986: $019861987: $9,8081988: $1,2641989: $2,1871990: $019901991: $285,3741992: $7,0001993: $2,0561994: $74,97819941995: $15,3051996: $14,8521997: $14,5001998: $35,95319981999: $02000: $18,2832001: $40,7962002: $7,18320022003: $4032004: $02005: $02006: $9,45320062007: $02008: $02009: $20,5252010: $020102011: $9452012: $02013: $02014: $020142015: $02016: $138,3932017: $02018: $36,92220182019: $152,1762020: $02021: $486,1952022: $020222023: $3,9132024: $02025: $0$486,195

Paid on claims by year of loss (building, contents and increased cost of compliance), Sunflower County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Flooding11
Late winter severe storms6
Hurricane Katrina5
Tropical Storm Nicholas1
Tropical Storm Isidore1

ZIP codes with the most claims

ZIP code (as reported)Claims
3873750
3875145
3877135
3876118
387329
387786
387365
387385
387573
387683

94 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $332,538, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5257414.1%
All homes8,5331161.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.