Flood insurance claims in Tallahatchie County, Mississippi

FEMA records 102 National Flood Insurance Program claims in Tallahatchie County, Mississippi, since 1979, with $766,584 paid in total. The year with the most claims was 1991, with 33. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 4.9% of homes in the high-risk flood zone did.

NFIP claims on record102

Total paid$766,584

Claims with a payment90

Homes with NFIP policy1.1%

High-risk zone homes insured4.9%

Residential policies in force57

Claims by year of loss

NFIP claims by year of loss, Tallahatchie County, Mississippi

Paid on claims by year of loss (building, contents and increased cost of compliance), Tallahatchie County, Mississippi

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	5
Hurricane Lili	1
Mid-spring storms	1
Hurricane Katrina	1
Hurricane Ida	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
38921	48
38928	19
38963	13
38920	5
38950	5
38927	2
38957	2
38940	1
38966	1

73 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $669,921, contents $96,664, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	919	45	4.9%
All homes	4,959	57	1.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.