Flood Claims Map

Mississippi

Flood insurance claims in Washington County, Mississippi

FEMA records 1,955 National Flood Insurance Program claims in Washington County, Mississippi, since 1978, with $37.0 million paid in total. The year with the most claims was 2008, with 421. As of 3 August 2026, 6.5% of homes here had an NFIP policy, and 21.0% of homes in the high-risk flood zone did.

NFIP claims on record1,955
Total paid$37.0 million
Claims with a payment1,596
Homes with NFIP policy6.5%
High-risk zone homes insured21.0%
Residential policies in force1,236

Claims by year of loss

1978: 519781979: 1051980: 11981: 11982: 1619821983: 1311984: 781985: 61986: 319861987: 21988: 11989: 91990: 819901991: 1761992: 11993: 61994: 6119941995: 921996: 91997: 1001998: 3419981999: 152000: 142001: 242002: 4520022003: 112004: 122005: 222006: 420062007: 22008: 4212009: 302010: 420102011: 1172012: 62013: 102014: 620142015: 32016: 1972017: 52018: 3520182019: 962020: 202021: 32022: 120222023: 22024: 12025: 4421

NFIP claims by year of loss, Washington County, Mississippi

1978: $8,26619781979: $969,6521980: $01981: $10,9001982: $31,89219821983: $1.4 million1984: $372,4801985: $26,0151986: $019861987: $16,5961988: $01989: $40,3701990: $73,56119901991: $1.0 million1992: $1,6151993: $30,5261994: $550,27819941995: $962,3141996: $72,3941997: $1.7 million1998: $236,85019981999: $126,9282000: $36,6552001: $134,3032002: $260,94220022003: $18,6422004: $29,8642005: $145,8012006: $19,29220062007: $1,0882008: $9.2 million2009: $350,5962010: $5,07020102011: $11.2 million2012: $28,6212013: $88,0042014: $35,25620142015: $21,2892016: $4.0 million2017: $40,1092018: $1.2 million20182019: $2.1 million2020: $325,8242021: $02022: $9,21320222023: $02024: $02025: $60,355$11.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Washington County, Mississippi

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Gustav327
Late winter severe storms183
Flooding157
Mid-spring storms110
Hurricane Katrina9
Hurricane Ike7
Hurricane Isaac3
Tropical Storm Isidore1

ZIP codes with the most claims

ZIP code (as reported)Claims
387031,017
38701673
3875687
3870234
3874830
3870410
387228
387444
387804
387234

1,553 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $31.6 million, contents $4.6 million, increased cost of compliance $748,691.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4,65897921.0%
All homes19,1571,2366.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.