Flood insurance claims in Wayne County, Mississippi

FEMA records 53 National Flood Insurance Program claims in Wayne County, Mississippi, since 1979, with $849,945 paid in total. The most claims in one year was 7, in 1983 and 2018. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 3.7% of homes in the high-risk flood zone did.

NFIP claims on record53

Total paid$849,945

Claims with a payment45

Homes with NFIP policy0.3%

High-risk zone homes insured3.7%

Residential policies in force26

Claims by year of loss

NFIP claims by year of loss, Wayne County, Mississippi

Paid on claims by year of loss (building, contents and increased cost of compliance), Wayne County, Mississippi

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	6
Mid-spring storms	3
Hurricane Isaac	2

ZIP codes with the most claims

ZIP code (as reported)	Claims
39367	49
39324	2
39362	1
39322	1

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $715,648, contents $134,297, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	459	17	3.7%
All homes	7,766	26	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.