Flood Claims Map

North Carolina

Flood insurance claims in Alamance County, North Carolina

FEMA records 168 National Flood Insurance Program claims in Alamance County, North Carolina, since 1978, with $5.1 million paid in total. The year with the most claims was 2025, with 53. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 53.3% of homes in the high-risk flood zone did.

NFIP claims on record168
Total paid$5.1 million
Claims with a payment135
Homes with NFIP policy0.5%
High-risk zone homes insured53.3%
Residential policies in force338

Claims by year of loss

1978: 119781979: 31980: 01981: 01982: 219821983: 01984: 21985: 01986: 019861987: 71988: 01989: 01990: 119901991: 01992: 11993: 01994: 019941995: 141996: 261997: 11998: 119981999: 02000: 02001: 02002: 020022003: 102004: 12005: 02006: 120062007: 02008: 52009: 02010: 020102011: 22012: 32013: 12014: 120142015: 42016: 72017: 02018: 1120182019: 12020: 42021: 12022: 020222023: 12024: 32025: 5353

NFIP claims by year of loss, Alamance County, North Carolina

1978: $86619781979: $5,6221980: $01981: $01982: $13,16219821983: $01984: $471985: $01986: $019861987: $44,9751988: $01989: $01990: $9,90619901991: $01992: $1,1061993: $01994: $019941995: $183,1161996: $708,2361997: $2,1521998: $9,50519981999: $02000: $02001: $02002: $020022003: $101,6362004: $02005: $02006: $020062007: $02008: $77,4122009: $02010: $020102011: $13,0542012: $35,7782013: $3,7002014: $3,08320142015: $4,1882016: $151,6672017: $02018: $63,41420182019: $7,6652020: $105,9382021: $02022: $020222023: $6,2842024: $5,6062025: $3.6 million$3.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Alamance County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
2025 July TS Chantal48
Hurricane Fran23
Hurricane Florence4
October severe storms2
Hurricane Michael1
Hurricane Helene1
Hurricane Matthew1
Hurricane Eta1

ZIP codes with the most claims

ZIP code (as reported)Claims
2721548
2725338
2721737
2724417
2725815
2730210
272492
279001

139 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.3 million, contents $819,152, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone34918653.3%
All homes61,5453380.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.