Flood Claims Map

North Carolina

Flood insurance claims in Brunswick County, North Carolina

FEMA records 9,879 National Flood Insurance Program claims in Brunswick County, North Carolina, since 1978, with $99.3 million paid in total. The year with the most claims was 1999, with 1,784. As of 3 August 2026, 21.5% of homes here had an NFIP policy, and 78.0% of homes in the high-risk flood zone did.

NFIP claims on record9,879
Total paid$99.3 million
Claims with a payment6,025
Homes with NFIP policy21.5%
High-risk zone homes insured78.0%
Residential policies in force18,204

Claims by year of loss

1978: 219781979: 441980: 21981: 31982: 319821983: 361984: 1231985: 401986: 4619861987: 3461988: 121989: 1,5731990: 5919901991: 401992: 231993: 5841994: 7819941995: 1481996: 6121997: 71998: 48719981999: 1,7842000: 62001: 182002: 120022003: 182004: 3962005: 2082006: 820062007: 12008: 252009: 72010: 5820102011: 262012: 42013: 52014: 2120142015: 1112016: 4242017: 62018: 1,14920182019: 162020: 8802021: 112022: 11220222023: 102024: 3002025: 52026: 120261,784

NFIP claims by year of loss, Brunswick County, North Carolina

1978: $14,92119781979: $53,9841980: $01981: $16,5511982: $019821983: $14,2021984: $146,7801985: $34,3851986: $122,31519861987: $972,6021988: $369,9951989: $10.6 million1990: $621,75919901991: $584,2321992: $370,1751993: $2.2 million1994: $1.8 million19941995: $3.2 million1996: $2.3 million1997: $100,0791998: $409,98819981999: $18.1 million2000: $30,6192001: $9,3002002: $020022003: $11,7242004: $369,9392005: $1.7 million2006: $52,28820062007: $02008: $139,9752009: $48,9802010: $474,27020102011: $16,4832012: $31,1022013: $24,5742014: $24,15020142015: $1.8 million2016: $3.4 million2017: $10,6312018: $24.8 million20182019: $115,9102020: $9.3 million2021: $40,7212022: $968,50820222023: $280,7672024: $13.6 million2025: $72,3742026: $02026$24.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Brunswick County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Floyd1,709
Hurricane Hugo1,519
Hurricane Florence1,092
Hurricane Isaias846
Hurricane Fran485
Hurricane Bonnie417
Hurricane Matthew412
Flooding349

ZIP codes with the most claims

ZIP code (as reported)Claims
284652,847
284622,404
284691,601
284611,431
28459503
28468236
28467211
28451174
28422123
2847083

8,940 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $87.4 million, contents $11.8 million, increased cost of compliance $55,300.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone12,96210,10878.0%
All homes84,69318,20421.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.