Flood Claims Map

North Carolina

Flood insurance claims in Camden County, North Carolina

FEMA records 285 National Flood Insurance Program claims in Camden County, North Carolina, since 1993, with $3.4 million paid in total. The year with the most claims was 2016, with 81. As of 3 August 2026, 13.7% of homes here had an NFIP policy, and 50.8% of homes in the high-risk flood zone did.

NFIP claims on record285
Total paid$3.4 million
Claims with a payment219
Homes with NFIP policy13.7%
High-risk zone homes insured50.8%
Residential policies in force612

Claims by year of loss

1993: 1619931994: 11995: 01996: 1419961997: 01998: 11999: 7919992000: 02001: 02002: 120022003: 192004: 02005: 020052006: 72007: 02008: 120082009: 62010: 92011: 2120112012: 02013: 12014: 020142015: 02016: 812017: 120172018: 52019: 32020: 1520202021: 02022: 02023: 120232024: 12025: 12026: 1202681

NFIP claims by year of loss, Camden County, North Carolina

1993: $19,51119931994: $2,5121995: $01996: $50,53819961997: $01998: $01999: $928,30119992000: $02001: $02002: $91420022003: $212,2592004: $02005: $020052006: $56,7462007: $02008: $2,75920082009: $103,0452010: $46,1362011: $128,27320112012: $02013: $51,5542014: $020142015: $02016: $1.4 million2017: $020172018: $116,6052019: $77,4682020: $220,04120202021: $02022: $02023: $4,25120232024: $14,0812025: $02026: $02026$1.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Camden County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Matthew74
Hurricane Floyd71
Hurricane Irene21
Hurricane Isabel19
Hurricane Isaias13
Hurricane Bertha9
Tropical Storm Ernesto7
Hurricane Michael4

ZIP codes with the most claims

ZIP code (as reported)Claims
27921135
2797685
2797453
2790911
279731

271 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.1 million, contents $315,557, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone89145350.8%
All homes4,46761213.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.