Flood Claims Map

North Carolina

Flood insurance claims in Greene County, North Carolina

FEMA records 82 National Flood Insurance Program claims in Greene County, North Carolina, since 1988, with $2.5 million paid in total. The year with the most claims was 2016, with 44. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 18.8% of homes in the high-risk flood zone did.

NFIP claims on record82
Total paid$2.5 million
Claims with a payment74
Homes with NFIP policy0.7%
High-risk zone homes insured18.8%
Residential policies in force65

Claims by year of loss

1988: 119881989: 01990: 01991: 019911992: 01993: 01994: 019941995: 01996: 11997: 019971998: 21999: 132000: 020002001: 02002: 02003: 120032004: 12005: 12006: 320062007: 02008: 02009: 020092010: 02011: 22012: 020122013: 02014: 02015: 020152016: 442017: 82018: 220182019: 02020: 344

NFIP claims by year of loss, Greene County, North Carolina

1988: $3,35819881989: $01990: $01991: $019911992: $01993: $01994: $019941995: $01996: $3,3111997: $019971998: $7,6001999: $795,7362000: $020002001: $02002: $02003: $2,36620032004: $3,2612005: $3,2182006: $32,07820062007: $02008: $02009: $020092010: $02011: $4,8502012: $020122013: $02014: $02015: $020152016: $1.6 million2017: $36,0832018: $29,72920182019: $02020: $19,284$1.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Greene County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Matthew44
Hurricane Floyd13
Hurricane Eta3
Tropical Storm Ernesto3
Hurricane Bonnie2
Hurricane Florence2
Hurricane Bertha1
Hurricane Charley1

ZIP codes with the most claims

ZIP code (as reported)Claims
2858046
2853816
285138
278837
285303
278881
278281

38 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.1 million, contents $494,225, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone851618.8%
All homes8,989650.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.