Flood insurance claims in Halifax County, North Carolina

FEMA records 54 National Flood Insurance Program claims in Halifax County, North Carolina, since 1980, with $845,611 paid in total. The year with the most claims was 1999, with 18. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 9.7% of homes in the high-risk flood zone did.

NFIP claims on record54

Total paid$845,611

Claims with a payment44

Homes with NFIP policy0.3%

High-risk zone homes insured9.7%

Residential policies in force93

Claims by year of loss

NFIP claims by year of loss, Halifax County, North Carolina

Paid on claims by year of loss (building, contents and increased cost of compliance), Halifax County, North Carolina

Named flood events with the most claims

Event (FEMA name)	Claims
Hurricane Floyd	18
Hurricane Matthew	6
Hurricane Isabel	5
Hurricane Florence	1
Hurricane Fran	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
27870	41
27823	4
27890	3
27843	2
27874	2
27839	1
28445	1

27 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $683,307, contents $79,803, increased cost of compliance $82,500.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	350	34	9.7%
All homes	29,159	93	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.