Flood Claims Map

North Carolina

Flood insurance claims in Johnston County, North Carolina

FEMA records 313 National Flood Insurance Program claims in Johnston County, North Carolina, since 1978, with $11.4 million paid in total. The year with the most claims was 2016, with 120. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 35.6% of homes in the high-risk flood zone did.

NFIP claims on record313
Total paid$11.4 million
Claims with a payment259
Homes with NFIP policy0.7%
High-risk zone homes insured35.6%
Residential policies in force489

Claims by year of loss

1978: 119781979: 11980: 11981: 01982: 019821983: 11984: 11985: 01986: 119861987: 01988: 01989: 01990: 019901991: 01992: 01993: 21994: 019941995: 41996: 421997: 01998: 419981999: 462000: 12001: 02002: 020022003: 02004: 32005: 02006: 220062007: 02008: 02009: 02010: 120102011: 12012: 02013: 22014: 520142015: 12016: 1202017: 142018: 1320182019: 72020: 252021: 42022: 120222023: 22024: 32025: 22026: 22026120

NFIP claims by year of loss, Johnston County, North Carolina

1978: $27819781979: $01980: $2,0721981: $01982: $019821983: $01984: $5941985: $01986: $5,84919861987: $01988: $01989: $01990: $019901991: $01992: $01993: $2751994: $019941995: $57,2541996: $574,2291997: $01998: $7,98319981999: $1.3 million2000: $02001: $02002: $020022003: $02004: $44,2122005: $02006: $10,62820062007: $02008: $02009: $02010: $020102011: $02012: $02013: $5,0122014: $174,32720142015: $02016: $7.2 million2017: $163,9462018: $121,09420182019: $612,2692020: $968,6302021: $117,0352022: $020222023: $25,5192024: $22,3352025: $19,1262026: $20,7882026$7.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Johnston County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Matthew116
Hurricane Floyd42
Hurricane Fran39
Hurricane Florence13
Hurricane Eta13
Hurricane Bertha3
Hurricane Dennis1
Hurricane Bonnie1

ZIP codes with the most claims

ZIP code (as reported)Claims
27577171
2752442
2756924
2752019
2754216
2757616
275299
275044
275552
276092

210 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $9.7 million, contents $1.6 million, increased cost of compliance $90,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone48617335.6%
All homes74,1584890.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.