Flood Claims Map

North Carolina

Flood insurance claims in Pasquotank County, North Carolina

FEMA records 531 National Flood Insurance Program claims in Pasquotank County, North Carolina, since 1979, with $6.5 million paid in total. The year with the most claims was 1999, with 115. As of 3 August 2026, 11.0% of homes here had an NFIP policy, and 54.1% of homes in the high-risk flood zone did.

NFIP claims on record531
Total paid$6.5 million
Claims with a payment385
Homes with NFIP policy11.0%
High-risk zone homes insured54.1%
Residential policies in force1,712

Claims by year of loss

1979: 619791980: 01981: 01982: 41983: 119831984: 01985: 51986: 01987: 019871988: 41989: 11990: 01991: 319911992: 01993: 101994: 01995: 019951996: 311997: 01998: 61999: 11519992000: 02001: 12002: 12003: 9620032004: 12005: 12006: 422007: 020072008: 12009: 142010: 242011: 1120112012: 32013: 02014: 22015: 020152016: 1082017: 32018: 92019: 620192020: 142021: 12022: 22023: 020232024: 42025: 1115

NFIP claims by year of loss, Pasquotank County, North Carolina

1979: $2,13819791980: $01981: $01982: $1341983: $019831984: $01985: $2,3201986: $01987: $019871988: $01989: $01990: $01991: $019911992: $01993: $36,8981994: $01995: $019951996: $176,0441997: $01998: $28,2281999: $1.5 million19992000: $02001: $02002: $02003: $1.0 million20032004: $3,4882005: $4662006: $451,9212007: $020072008: $2,9552009: $56,7992010: $198,5042011: $34,27120112012: $02013: $02014: $02015: $020152016: $2.5 million2017: $02018: $155,8532019: $86,96820192020: $176,1822021: $4,7192022: $9422023: $020232024: $13,9682025: $0$2.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Pasquotank County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Floyd109
Hurricane Matthew102
Hurricane Isabel90
Tropical Storm Ernesto39
Hurricane Bertha13
Hurricane Isaias10
Hurricane Irene9
Hurricane Fran7

ZIP codes with the most claims

ZIP code (as reported)Claims
27909525
279064
279212

467 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.9 million, contents $579,656, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,2611,22354.1%
All homes15,5491,71211.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.