Flood Claims Map

North Carolina

Flood insurance claims in Perquimans County, North Carolina

FEMA records 160 National Flood Insurance Program claims in Perquimans County, North Carolina, since 1993, with $975,646 paid in total. The year with the most claims was 2003, with 82. As of 3 August 2026, 6.0% of homes here had an NFIP policy, and 74.8% of homes in the high-risk flood zone did.

NFIP claims on record160
Total paid$975,646
Claims with a payment86
Homes with NFIP policy6.0%
High-risk zone homes insured74.8%
Residential policies in force396

Claims by year of loss

1993: 319931994: 01995: 01996: 519961997: 01998: 21999: 1719992000: 02001: 02002: 020022003: 822004: 02005: 020052006: 32007: 02008: 020082009: 22010: 62011: 1320112012: 12013: 02014: 120142015: 12016: 162017: 020172018: 32019: 32020: 020202021: 02022: 02023: 020232024: 282

NFIP claims by year of loss, Perquimans County, North Carolina

1993: $42419931994: $01995: $01996: $3,05819961997: $01998: $2,8571999: $27,82519992000: $02001: $02002: $020022003: $706,6272004: $02005: $020052006: $9052007: $02008: $020082009: $3,7212010: $31,2312011: $9,62520112012: $02013: $02014: $020142015: $8,8932016: $152,8032017: $020172018: $6,8152019: $16,1132020: $020202021: $02022: $02023: $020232024: $4,750$706,627

Paid on claims by year of loss (building, contents and increased cost of compliance), Perquimans County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel81
Hurricane Matthew15
Hurricane Floyd13
Hurricane Irene11
Hurricane Fran4
Tropical Storm Ernesto3
Hurricane Florence2
Hurricane Bonnie2

ZIP codes with the most claims

ZIP code (as reported)Claims
27944156
279322
279191
279851

130 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $807,024, contents $168,622, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone27420574.8%
All homes6,6313966.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.