Flood Claims Map

North Carolina

Flood insurance claims in Pitt County, North Carolina

FEMA records 1,205 National Flood Insurance Program claims in Pitt County, North Carolina, since 1979, with $36.3 million paid in total. The year with the most claims was 1999, with 597. As of 3 August 2026, 2.3% of homes here had an NFIP policy, and 34.4% of homes in the high-risk flood zone did.

NFIP claims on record1,205
Total paid$36.3 million
Claims with a payment1,022
Homes with NFIP policy2.3%
High-risk zone homes insured34.4%
Residential policies in force1,428

Claims by year of loss

1979: 219791980: 01981: 21982: 21983: 319831984: 01985: 21986: 31987: 519871988: 11989: 01990: 01991: 019911992: 31993: 41994: 01995: 019951996: 261997: 01998: 171999: 59719992000: 72001: 22002: 22003: 4120032004: 92005: 42006: 302007: 020072008: 32009: 22010: 302011: 6920112012: 162013: 02014: 32015: 520152016: 2552017: 22018: 322019: 020192020: 22021: 52022: 02023: 320232024: 62025: 10597

NFIP claims by year of loss, Pitt County, North Carolina

1979: $25019791980: $01981: $20,5001982: $6431983: $58319831984: $01985: $9,3131986: $1,5901987: $5,30719871988: $01989: $01990: $01991: $019911992: $8851993: $3,2861994: $01995: $019951996: $178,3761997: $01998: $122,8131999: $26.6 million19992000: $02001: $1162002: $4402003: $146,71920032004: $39,2702005: $12,5872006: $316,3492007: $020072008: $6752009: $18,4682010: $360,3882011: $675,85920112012: $81,3172013: $02014: $22,6782015: $70720152016: $7.0 million2017: $6,9122018: $393,9532019: $020192020: $11,9852021: $40,7122022: $02023: $33,56120232024: $81,7482025: $140,725$26.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Pitt County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Floyd581
Hurricane Matthew252
Hurricane Irene67
Hurricane Florence31
Tropical Storm Ernesto25
Hurricane Isabel19
Hurricane Fran18
Hurricane Bonnie13

ZIP codes with the most claims

ZIP code (as reported)Claims
27834413
27858304
28590142
2853082
2851354
2782847
2783743
2788436
2788932
2781219

905 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $32.7 million, contents $3.3 million, increased cost of compliance $402,845.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,31379534.4%
All homes61,8201,4282.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.