Flood Claims Map

North Carolina

Flood insurance claims in Robeson County, North Carolina

FEMA records 1,430 National Flood Insurance Program claims in Robeson County, North Carolina, since 1978, with $54.6 million paid in total. The year with the most claims was 2018, with 759. As of 3 August 2026, 2.6% of homes here had an NFIP policy, and 24.3% of homes in the high-risk flood zone did.

NFIP claims on record1,430
Total paid$54.6 million
Claims with a payment1,250
Homes with NFIP policy2.6%
High-risk zone homes insured24.3%
Residential policies in force998

Claims by year of loss

1978: 119781979: 81980: 11981: 11982: 019821983: 41984: 31985: 11986: 119861987: 61988: 01989: 21990: 019901991: 01992: 01993: 61994: 019941995: 11996: 61997: 21998: 1519981999: 732000: 02001: 02002: 020022003: 22004: 192005: 02006: 220062007: 02008: 22009: 02010: 120102011: 22012: 02013: 22014: 120142015: 22016: 4162017: 32018: 75920182019: 02020: 222021: 72022: 020222023: 22024: 552025: 2759

NFIP claims by year of loss, Robeson County, North Carolina

1978: $019781979: $10,0431980: $01981: $01982: $019821983: $5,6871984: $01985: $01986: $019861987: $3,7531988: $01989: $7,9471990: $019901991: $01992: $01993: $2,5131994: $019941995: $2,6811996: $24,6201997: $1,8641998: $27,23319981999: $351,5742000: $02001: $02002: $020022003: $02004: $158,4202005: $02006: $9,08020062007: $02008: $5492009: $02010: $12,30120102011: $8,6342012: $02013: $11,2752014: $10,21820142015: $11,8082016: $20.7 million2017: $02018: $31.3 million20182019: $02020: $501,2252021: $31,1962022: $020222023: $7,7872024: $1.2 million2025: $162,849$31.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Robeson County, North Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Florence742
Hurricane Matthew412
Hurricane Floyd62
Hurricane Debby52
Hurricane Eta17
Hurricane Michael7
Hurricane Fran4
Flooding4

ZIP codes with the most claims

ZIP code (as reported)Claims
28358866
28360319
2836466
2838361
2837243
2836920
2838418
2834014
283778
283716

945 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $47.8 million, contents $6.7 million, increased cost of compliance $77,100.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,31256224.3%
All homes39,0579982.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.