Flood insurance claims in Burleigh County, North Dakota

FEMA records 698 National Flood Insurance Program claims in Burleigh County, North Dakota, since 1978, with $15.3 million paid in total. The year with the most claims was 2011, with 556. As of 3 August 2026, 1.7% of homes here had an NFIP policy, and 41.5% of homes in the high-risk flood zone did.

NFIP claims on record698

Total paid$15.3 million

Claims with a payment573

Homes with NFIP policy1.7%

High-risk zone homes insured41.5%

Residential policies in force583

Claims by year of loss

NFIP claims by year of loss, Burleigh County, North Dakota

Paid on claims by year of loss (building, contents and increased cost of compliance), Burleigh County, North Dakota

Named flood events with the most claims

Event (FEMA name)	Claims
Late spring storms	491
Winter storm	34
Not a named storm	12
Flooding	7
Midwest Flooding	4

ZIP codes with the most claims

ZIP code (as reported)	Claims
58504	483
58503	170
58501	24
58502	10
58558	4
58553	3
58560	3

438 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $14.7 million, contents $587,884, increased cost of compliance $60,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	980	407	41.5%
All homes	33,886	583	1.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.