Flood Claims Map

North Dakota

Flood insurance claims in Oliver County, North Dakota

FEMA records 8 National Flood Insurance Program claims in Oliver County, North Dakota, since 1978, with $67,712 paid in total. The most claims in one year was 2, in 1979 and 1997. As of 3 August 2026, 0.6% of homes here had an NFIP policy.

NFIP claims on record8
Total paid$67,712
Claims with a payment6
Homes with NFIP policy0.6%
High-risk zone homes insuredn/a
Residential policies in force5

Claims by year of loss

1978: 119781979: 21980: 01981: 019811982: 01983: 01984: 019841985: 01986: 01987: 019871988: 01989: 01990: 019901991: 01992: 01993: 119931994: 11995: 01996: 019961997: 21998: 01999: 019992000: 02001: 02002: 020022003: 02004: 02005: 020052006: 02007: 02008: 020082009: 12

NFIP claims by year of loss, Oliver County, North Dakota

1978: $019781979: $3851980: $01981: $019811982: $01983: $01984: $019841985: $01986: $01987: $019871988: $01989: $01990: $019901991: $01992: $01993: $019931994: $4,3181995: $01996: $019961997: $19,8651998: $01999: $019992000: $02001: $02002: $020022003: $02004: $02005: $020052006: $02007: $02008: $020082009: $43,145$43,145

Paid on claims by year of loss (building, contents and increased cost of compliance), Oliver County, North Dakota

Named flood events with the most claims

Event (FEMA name)Claims
Not a named storm2
Winter storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
585304
585453
585231

4 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $67,712, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone04n/a
All homes83750.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.