Flood Claims Map

North Dakota

Flood insurance claims in Wells County, North Dakota

FEMA records 2 National Flood Insurance Program claims in Wells County, North Dakota, since 1995, with $80,850 paid in total. There was 1 claim in each of 1995 and 1996. As of 3 August 2026, 0.0% of homes here had an NFIP policy.

NFIP claims on record2
Total paid$80,850
Claims with a payment2
Homes with NFIP policy0.0%
High-risk zone homes insuredn/a
Residential policies in force0

Claims by year of loss

1995: 119951996: 119961

NFIP claims by year of loss, Wells County, North Dakota

1995: $75019951996: $80,1001996$80,100

Paid on claims by year of loss (building, contents and increased cost of compliance), Wells County, North Dakota

ZIP codes with the most claims

ZIP code (as reported)Claims
584382

0 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $80,850, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone00n/a
All homes2,03500.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.