Flood Claims Map

Nebraska

Flood insurance claims in Buffalo County, Nebraska

FEMA records 64 National Flood Insurance Program claims in Buffalo County, Nebraska, since 1984, with $7.2 million paid in total. The year with the most claims was 2019, with 46. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 13.2% of homes in the high-risk flood zone did.

NFIP claims on record64
Total paid$7.2 million
Claims with a payment50
Homes with NFIP policy0.6%
High-risk zone homes insured13.2%
Residential policies in force119

Claims by year of loss

1984: 119841985: 01986: 01987: 019871988: 01989: 11990: 019901991: 01992: 01993: 219931994: 01995: 11996: 019961997: 01998: 21999: 119992000: 02001: 02002: 020022003: 02004: 02005: 220052006: 02007: 12008: 320082009: 12010: 02011: 020112012: 02013: 02014: 120142015: 02016: 02017: 020172018: 02019: 462020: 2202046

NFIP claims by year of loss, Buffalo County, Nebraska

1984: $74019841985: $01986: $01987: $019871988: $01989: $01990: $019901991: $01992: $01993: $019931994: $01995: $2921996: $019961997: $01998: $16,4621999: $10,58319992000: $02001: $02002: $020022003: $02004: $02005: $2,49820052006: $02007: $02008: $4,21020082009: $2,2562010: $02011: $020112012: $02013: $02014: $020142015: $02016: $02017: $020172018: $02019: $7.1 million2020: $02020$7.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Buffalo County, Nebraska

Named flood events with the most claims

Event (FEMA name)Claims
March 2019 Midwest Flooding12
Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
6884521
6884713
6884013
688767
688664
688363
688692
688121

53 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.6 million, contents $1.5 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone7139413.2%
All homes19,1201190.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.