Flood insurance claims in Dodge County, Nebraska

FEMA records 809 National Flood Insurance Program claims in Dodge County, Nebraska, since 1978, with $11.8 million paid in total. The year with the most claims was 2019, with 285. As of 3 August 2026, 4.1% of homes here had an NFIP policy, and 18.3% of homes in the high-risk flood zone did.

NFIP claims on record809

Total paid$11.8 million

Claims with a payment622

Homes with NFIP policy4.1%

High-risk zone homes insured18.3%

Residential policies in force708

Claims by year of loss

NFIP claims by year of loss, Dodge County, Nebraska

Paid on claims by year of loss (building, contents and increased cost of compliance), Dodge County, Nebraska

Named flood events with the most claims

Event (FEMA name)	Claims
March 2019 Midwest Flooding	284
Flooding	16
Midwest Flooding	5

ZIP codes with the most claims

ZIP code (as reported)	Claims
68025	587
68649	88
68072	35
68057	31
68633	19
68621	11
68031	10
68044	8
68026	6
68625	2

697 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $10.4 million, contents $1.3 million, increased cost of compliance $102,088.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	3,605	659	18.3%
All homes	17,206	708	4.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.