Flood Claims Map

Nebraska

Flood insurance claims in Otoe County, Nebraska

FEMA records 27 National Flood Insurance Program claims in Otoe County, Nebraska, since 1978, with $415,728 paid in total. The year with the most claims was 2010, with 6. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 5.0% of homes in the high-risk flood zone did.

NFIP claims on record27
Total paid$415,728
Claims with a payment24
Homes with NFIP policy0.2%
High-risk zone homes insured5.0%
Residential policies in force15

Claims by year of loss

1978: 219781979: 11980: 01981: 01982: 219821983: 01984: 51985: 01986: 019861987: 01988: 01989: 01990: 019901991: 01992: 01993: 21994: 019941995: 01996: 01997: 11998: 019981999: 02000: 02001: 02002: 020022003: 02004: 02005: 02006: 020062007: 02008: 12009: 02010: 620102011: 52012: 02013: 02014: 020142015: 02016: 02017: 02018: 020182019: 12020: 02021: 02022: 120226

NFIP claims by year of loss, Otoe County, Nebraska

1978: $10,71719781979: $6731980: $01981: $01982: $4,32819821983: $01984: $22,6751985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $11,2511994: $019941995: $01996: $01997: $3351998: $019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $02008: $02009: $02010: $25,06420102011: $333,6462012: $02013: $02014: $020142015: $02016: $02017: $02018: $020182019: $7,0402020: $02021: $02022: $02022$333,646

Paid on claims by year of loss (building, contents and increased cost of compliance), Otoe County, Nebraska

Named flood events with the most claims

Event (FEMA name)Claims
Late spring storms5
Midwest Flooding2
March 2019 Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
6841011
683465
684464
684171
683441

20 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $389,889, contents $25,839, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone221115.0%
All homes9,324150.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.