Flood Claims Map

Nebraska

Flood insurance claims in Platte County, Nebraska

FEMA records 87 National Flood Insurance Program claims in Platte County, Nebraska, since 1978, with $1.5 million paid in total. The most claims in one year was 13, in 2008 and 2019. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 6.6% of homes in the high-risk flood zone did.

NFIP claims on record87
Total paid$1.5 million
Claims with a payment69
Homes with NFIP policy0.7%
High-risk zone homes insured6.6%
Residential policies in force114

Claims by year of loss

1978: 119781979: 41980: 11981: 101982: 719821983: 01984: 11985: 21986: 219861987: 21988: 01989: 01990: 419901991: 01992: 01993: 71994: 019941995: 01996: 21997: 01998: 019981999: 22000: 02001: 12002: 020022003: 02004: 12005: 02006: 120062007: 02008: 132009: 02010: 620102011: 02012: 02013: 02014: 020142015: 02016: 02017: 22018: 220182019: 132020: 02021: 02022: 220222023: 02024: 02025: 113

NFIP claims by year of loss, Platte County, Nebraska

1978: $10,25719781979: $2,1781980: $01981: $17,1551982: $19,70119821983: $01984: $01985: $4,6821986: $11,68319861987: $01988: $01989: $01990: $68,06719901991: $01992: $01993: $103,8901994: $019941995: $01996: $3,7671997: $01998: $019981999: $6,4462000: $02001: $02002: $020022003: $02004: $18,4872005: $02006: $020062007: $02008: $174,0422009: $02010: $14,43920102011: $02012: $02013: $02014: $020142015: $02016: $02017: $19,3552018: $8,31420182019: $911,1662020: $02021: $02022: $42,33720222023: $02024: $02025: $19,668$911,166

Paid on claims by year of loss (building, contents and increased cost of compliance), Platte County, Nebraska

Named flood events with the most claims

Event (FEMA name)Claims
March 2019 Midwest Flooding13
Flooding4
Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
6860153
6865328
686443
686472
686421

47 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.3 million, contents $115,093, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone548366.6%
All homes16,5901140.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.