Flood Claims Map

Nebraska

Flood insurance claims in Saunders County, Nebraska

FEMA records 259 National Flood Insurance Program claims in Saunders County, Nebraska, since 1978, with $4.3 million paid in total. The year with the most claims was 1993, with 56. As of 3 August 2026, 2.9% of homes here had an NFIP policy, and 29.6% of homes in the high-risk flood zone did.

NFIP claims on record259
Total paid$4.3 million
Claims with a payment208
Homes with NFIP policy2.9%
High-risk zone homes insured29.6%
Residential policies in force364

Claims by year of loss

1978: 619781979: 21980: 81981: 01982: 619821983: 41984: 421985: 01986: 319861987: 41988: 01989: 31990: 219901991: 01992: 01993: 561994: 319941995: 01996: 11997: 421998: 119981999: 22000: 02001: 22002: 120022003: 02004: 02005: 02006: 120062007: 42008: 22009: 02010: 420102011: 02012: 12013: 02014: 020142015: 52016: 12017: 02018: 020182019: 492020: 02021: 02022: 020222023: 02024: 456

NFIP claims by year of loss, Saunders County, Nebraska

1978: $14,61119781979: $1,5521980: $5,2911981: $01982: $37,95419821983: $9,5631984: $266,9271985: $01986: $20,02819861987: $12,1071988: $01989: $9,7061990: $11,27019901991: $01992: $01993: $398,1871994: $3,91419941995: $01996: $01997: $805,9471998: $019981999: $25,3732000: $02001: $8,2922002: $28620022003: $02004: $02005: $02006: $6,47320062007: $27,7742008: $3,3682009: $02010: $64,07120102011: $02012: $02013: $02014: $020142015: $363,3482016: $9,5212017: $02018: $020182019: $2.1 million2020: $02021: $02022: $020222023: $02024: $124,309$2.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Saunders County, Nebraska

Named flood events with the most claims

Event (FEMA name)Claims
March 2019 Midwest Flooding49
Midwest Flooding14

ZIP codes with the most claims

ZIP code (as reported)Claims
68003173
6801522
6802513
680359
686485
680665
680735
685065
681324
680333

156 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.5 million, contents $782,127, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone98729229.6%
All homes12,6913642.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.