Flood insurance claims in Coos County, New Hampshire

FEMA records 95 National Flood Insurance Program claims in Coos County, New Hampshire, since 1978, with $669,305 paid in total. The year with the most claims was 1998, with 16. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 11.2% of homes in the high-risk flood zone did.

NFIP claims on record95

Total paid$669,305

Claims with a payment73

Homes with NFIP policy0.6%

High-risk zone homes insured11.2%

Residential policies in force84

Claims by year of loss

NFIP claims by year of loss, Coos County, New Hampshire

Paid on claims by year of loss (building, contents and increased cost of compliance), Coos County, New Hampshire

Named flood events with the most claims

Event (FEMA name)	Claims
December Nor'easter	7
Hurricane Irene	5
Flooding	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
03581	29
03590	19
03584	15
03582	13
03570	7
03579	4
03575	3
03597	2
03598	1
03576	1

51 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $627,950, contents $41,355, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	636	71	11.2%
All homes	14,285	84	0.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.