Flood Claims Map

New Hampshire

Flood insurance claims in Merrimack County, New Hampshire

FEMA records 299 National Flood Insurance Program claims in Merrimack County, New Hampshire, since 1978, with $6.3 million paid in total. The year with the most claims was 2006, with 89. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 20.1% of homes in the high-risk flood zone did.

NFIP claims on record299
Total paid$6.3 million
Claims with a payment232
Homes with NFIP policy0.8%
High-risk zone homes insured20.1%
Residential policies in force333

Claims by year of loss

1978: 319781979: 41980: 21981: 41982: 319821983: 31984: 141985: 01986: 119861987: 191988: 11989: 01990: 019901991: 01992: 11993: 01994: 019941995: 11996: 41997: 01998: 519981999: 12000: 02001: 12002: 020022003: 22004: 22005: 172006: 8920062007: 752008: 102009: 12010: 1320102011: 62012: 02013: 22014: 320142015: 12016: 12017: 22018: 320182019: 02020: 02021: 32022: 120222023: 189

NFIP claims by year of loss, Merrimack County, New Hampshire

1978: $2,92919781979: $3,9041980: $01981: $3,3141982: $019821983: $2,9381984: $3,8801985: $01986: $46819861987: $53,1781988: $01989: $01990: $019901991: $01992: $26,1001993: $01994: $019941995: $01996: $20,2061997: $01998: $24,98619981999: $02000: $02001: $02002: $020022003: $37,7262004: $5,7362005: $187,7492006: $2.4 million20062007: $2.4 million2008: $594,7052009: $02010: $420,57320102011: $40,1122012: $02013: $10,4712014: $020142015: $21,7812016: $02017: $6,5202018: $58,02720182019: $02020: $02021: $37,8852022: $020222023: $4,610$2.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Merrimack County, New Hampshire

Named flood events with the most claims

Event (FEMA name)Claims
Flooding19
March 2010 Nor'easter10
Hurricane Irene1
December Nor'easter1

ZIP codes with the most claims

ZIP code (as reported)Claims
03275137
0310623
0323422
0322122
0330116
0330315
032359
033048
032637
032296

175 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.2 million, contents $781,251, increased cost of compliance $303,235.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,06921520.1%
All homes39,7253330.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.