Flood Claims Map

New Jersey

Flood insurance claims in Camden County, New Jersey

FEMA records 1,329 National Flood Insurance Program claims in Camden County, New Jersey, since 1978, with $8.6 million paid in total. The year with the most claims was 2011, with 144. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 34.5% of homes in the high-risk flood zone did.

NFIP claims on record1,329
Total paid$8.6 million
Claims with a payment887
Homes with NFIP policy0.9%
High-risk zone homes insured34.5%
Residential policies in force1,406

Claims by year of loss

1978: 3519781979: 411980: 521981: 61982: 919821983: 111984: 221985: 161986: 919861987: 31988: 101989: 271990: 219901991: 241992: 141993: 91994: 11619941995: 31996: 141997: 11998: 1019981999: 282000: 42001: 62002: 1420022003: 212004: 1012005: 182006: 6420062007: 592008: 82009: 582010: 4520102011: 1442012: 482013: 542014: 3320142015: 62016: 32017: 42018: 1520182019: 562020: 102021: 172022: 420222023: 182024: 182025: 62026: 332026144

NFIP claims by year of loss, Camden County, New Jersey

1978: $64,50419781979: $102,8561980: $456,9491981: $15,4281982: $81,76419821983: $7,1931984: $100,0501985: $25,4631986: $3,18919861987: $1,4381988: $15,6871989: $69,1431990: $019901991: $195,1701992: $126,2221993: $4,2611994: $1.0 million19941995: $01996: $34,6011997: $01998: $1,29619981999: $88,8192000: $02001: $32,1242002: $28,28520022003: $32,3032004: $893,0142005: $81,0882006: $391,56520062007: $212,0272008: $28,5452009: $201,9192010: $227,58720102011: $758,1502012: $938,0912013: $333,0992014: $147,62620142015: $2,3692016: $3322017: $2,1772018: $84,35220182019: $919,3032020: $69,9282021: $24,2472022: $1,01720222023: $211,6022024: $215,2062025: $28,8952026: $264,8942026$1.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Camden County, New Jersey

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene105
Flooding78
April 2007 Nor'easter52
Hurricane Sandy34
Mid-spring storms27
March 2010 Nor'easter22
Hurricane Floyd14
Hurricane Gloria12

ZIP codes with the most claims

ZIP code (as reported)Claims
08105301
08104134
08107130
0811088
0803486
0810985
0800373
0803068
0803338
0800236

830 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.3 million, contents $1.3 million, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,77495634.5%
All homes154,1781,4060.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.