Flood Claims Map

New Jersey

Flood insurance claims in Gloucester County, New Jersey

FEMA records 709 National Flood Insurance Program claims in Gloucester County, New Jersey, since 1978, with $4.8 million paid in total. The year with the most claims was 2011, with 165. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 50.0% of homes in the high-risk flood zone did.

NFIP claims on record709
Total paid$4.8 million
Claims with a payment455
Homes with NFIP policy0.9%
High-risk zone homes insured50.0%
Residential policies in force836

Claims by year of loss

1978: 1519781979: 301980: 361981: 31982: 219821983: 61984: 101985: 41986: 219861987: 31988: 51989: 211990: 019901991: 41992: 201993: 111994: 519941995: 21996: 171997: 11998: 119981999: 482000: 62001: 32002: 020022003: 212004: 72005: 162006: 320062007: 522008: 82009: 82010: 3920102011: 1652012: 352013: 142014: 520142015: 42016: 12017: 22018: 920182019: 302020: 42021: 72022: 320222023: 32024: 152025: 02026: 32026165

NFIP claims by year of loss, Gloucester County, New Jersey

1978: $9,19319781979: $46,6631980: $302,7821981: $3,5841982: $61819821983: $7,3661984: $24,8921985: $50,5381986: $6,08919861987: $4,0251988: $10,3201989: $60,2281990: $019901991: $1,3501992: $85,5071993: $29,7581994: $1,48519941995: $3,5371996: $41,2121997: $01998: $2,99719981999: $179,6782000: $3,6742001: $02002: $020022003: $64,5432004: $6,4462005: $109,6302006: $3,33220062007: $247,4452008: $10,6062009: $22,8782010: $163,92420102011: $1.8 million2012: $665,4122013: $105,0492014: $18,92920142015: $10,3752016: $1,6352017: $4,3572018: $44,42320182019: $240,3062020: $189,0882021: $81,5102022: $2,11820222023: $6,4882024: $123,6522025: $02026: $5,0882026$1.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Gloucester County, New Jersey

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene94
Flooding50
April 2007 Nor'easter46
Hurricane Floyd45
March 2010 Nor'easter24
Hurricane Sandy23
December Storm - Nor'easter20
Hurricane Gloria4

ZIP codes with the most claims

ZIP code (as reported)Claims
08027110
08093106
0805191
0806370
0808667
0809448
0809643
0806639
0801427
0808016

479 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.2 million, contents $570,585, increased cost of compliance $105,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,14857450.0%
All homes90,4908360.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.