Flood Claims Map

New Jersey

Flood insurance claims in Hunterdon County, New Jersey

FEMA records 1,572 National Flood Insurance Program claims in Hunterdon County, New Jersey, since 1978, with $39.6 million paid in total. The year with the most claims was 2011, with 302. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 66.4% of homes in the high-risk flood zone did.

NFIP claims on record1,572
Total paid$39.6 million
Claims with a payment1,302
Homes with NFIP policy1.5%
High-risk zone homes insured66.4%
Residential policies in force637

Claims by year of loss

1978: 219781979: 351980: 01981: 01982: 319821983: 61984: 251985: 01986: 319861987: 11988: 21989: 201990: 119901991: 01992: 41993: 21994: 619941995: 01996: 761997: 01998: 119981999: 712000: 12001: 22002: 020022003: 82004: 1392005: 2452006: 22320062007: 372008: 22009: 292010: 820102011: 3022012: 52013: 22014: 220142015: 02016: 22017: 02018: 320182019: 12020: 52021: 2702022: 120222023: 122024: 112025: 32026: 12026302

NFIP claims by year of loss, Hunterdon County, New Jersey

1978: $019781979: $40,4191980: $01981: $01982: $63119821983: $8,2131984: $60,4801985: $01986: $019861987: $01988: $2,0321989: $27,8711990: $019901991: $01992: $257,4311993: $57,8041994: $21,42119941995: $01996: $511,5931997: $01998: $019981999: $579,1342000: $8412001: $20,3192002: $020022003: $5,2232004: $3.3 million2005: $6.5 million2006: $6.2 million20062007: $434,6082008: $15,8322009: $335,7082010: $48,31320102011: $5.8 million2012: $02013: $02014: $5,85520142015: $02016: $02017: $02018: $27,44120182019: $3,8032020: $10,5672021: $15.1 million2022: $020222023: $56,0992024: $132,3532025: $14,6962026: $02026$15.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hunterdon County, New Jersey

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Ida255
Hurricane Irene229
Flooding80
Hurricane Floyd67
Torrential rain54
Not a named storm28
April 2007 Nor'easter24
Late winter storms7

ZIP codes with the most claims

ZIP code (as reported)Claims
08530515
08559348
08825124
08848108
0882291
0783067
0880962
0883338
0855132
0880130

1,232 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $34.0 million, contents $5.1 million, increased cost of compliance $420,793.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone61040566.4%
All homes41,2926371.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.