Flood Claims Map

New Jersey

Flood insurance claims in Passaic County, New Jersey

FEMA records 14,385 National Flood Insurance Program claims in Passaic County, New Jersey, since 1978, with $316.7 million paid in total. The year with the most claims was 2011, with 4,042. As of 3 August 2026, 2.2% of homes here had an NFIP policy, and 48.2% of homes in the high-risk flood zone did.

NFIP claims on record14,385
Total paid$316.7 million
Claims with a payment12,381
Homes with NFIP policy2.2%
High-risk zone homes insured48.2%
Residential policies in force2,164

Claims by year of loss

1978: 15819781979: 2831980: 4741981: 291982: 2519821983: 4771984: 1,3061985: 91986: 1919861987: 3161988: 61989: 3641990: 7519901991: 81992: 251993: 721994: 2019941995: 61996: 1571997: 51998: 8519981999: 1,2442000: 132001: 132002: 720022003: 642004: 112005: 1,0652006: 2120062007: 1,4322008: 262009: 112010: 1,41920102011: 4,0422012: 472013: 202014: 1720142015: 42016: 102017: 42018: 11620182019: 62020: 92021: 5182022: 1220222023: 2342024: 952025: 22026: 420264,042

NFIP claims by year of loss, Passaic County, New Jersey

1978: $181,51619781979: $554,3291980: $1.1 million1981: $97,6811982: $116,14819821983: $1.1 million1984: $17.2 million1985: $157,4741986: $45,77719861987: $728,5471988: $33,0601989: $1.5 million1990: $440,88519901991: $42,0661992: $140,3311993: $417,2271994: $72,14319941995: $174,9511996: $750,8681997: $13,5281998: $256,46219981999: $25.8 million2000: $238,8382001: $75,6552002: $4,98020022003: $693,3692004: $10,7532005: $14.3 million2006: $203,78520062007: $34.7 million2008: $142,7022009: $49,2762010: $35.3 million20102011: $137.1 million2012: $2.8 million2013: $122,7872014: $123,10320142015: $23,9002016: $203,5742017: $36,0872018: $6.1 million20182019: $15,2952020: $65,1182021: $24.7 million2022: $50,43720222023: $6.4 million2024: $2.3 million2025: $19,5152026: $6,3122026$137.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Passaic County, New Jersey

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene2,440
Flooding1,964
March 2010 Nor'easter1,403
April 2007 Nor'easter1,380
Hurricane Floyd1,192
Late winter storms1,184
Hurricane Ida490
Torrential rain458

ZIP codes with the most claims

ZIP code (as reported)Claims
074706,357
074242,566
074422,538
07522549
07512548
07502432
07506269
07055138
07501122
07524113

13,071 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $235.6 million, contents $79.7 million, increased cost of compliance $1.4 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3,7191,79348.2%
All homes99,6472,1642.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.