Flood Claims Map

New Jersey

Flood insurance claims in Warren County, New Jersey

FEMA records 1,273 National Flood Insurance Program claims in Warren County, New Jersey, since 1978, with $32.6 million paid in total. The year with the most claims was 2005, with 273. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 47.0% of homes in the high-risk flood zone did.

NFIP claims on record1,273
Total paid$32.6 million
Claims with a payment1,063
Homes with NFIP policy1.1%
High-risk zone homes insured47.0%
Residential policies in force374

Claims by year of loss

1978: 219781979: 291980: 01981: 51982: 419821983: 81984: 121985: 01986: 1319861987: 11988: 11989: 111990: 019901991: 01992: 31993: 61994: 919941995: 31996: 1221997: 01998: 419981999: 142000: 72001: 02002: 020022003: 82004: 2212005: 2732006: 24420062007: 192008: 62009: 12010: 520102011: 1632012: 72013: 12014: 220142015: 12016: 02017: 02018: 020182019: 42020: 82021: 172022: 120222023: 342024: 32025: 02026: 12026273

NFIP claims by year of loss, Warren County, New Jersey

1978: $019781979: $55,4331980: $01981: $246,6041982: $1,43419821983: $15,0161984: $234,2651985: $01986: $284,92419861987: $01988: $7281989: $20,9621990: $019901991: $01992: $26,3451993: $4,1751994: $21,30319941995: $7,4441996: $1.8 million1997: $01998: $019981999: $106,3922000: $48,2532001: $02002: $020022003: $60,3152004: $6.1 million2005: $10.7 million2006: $9.6 million20062007: $251,1982008: $27,4422009: $02010: $37,42120102011: $2.1 million2012: $149,5912013: $02014: $020142015: $2,3112016: $02017: $02018: $020182019: $16,5422020: $85,2882021: $150,0572022: $10,96620222023: $498,1532024: $38,3402025: $02026: $02026$10.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Warren County, New Jersey

Named flood events with the most claims

Event (FEMA name)Claims
Flooding117
Hurricane Irene92
Torrential rain31
Not a named storm22
Hurricane Floyd14
Hurricane Ida14
April 2007 Nor'easter13
Hurricane Isaias8

ZIP codes with the most claims

ZIP code (as reported)Claims
08865620
07823215
07832146
0782593
0788248
0784040
0888631
0786515
0786312
088089

883 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $27.6 million, contents $4.3 million, increased cost of compliance $743,052.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone64230247.0%
All homes34,7973741.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.