Flood Claims Map

Nevada

Flood insurance claims in Carson City, Nevada

FEMA records 91 National Flood Insurance Program claims in Carson City, Nevada, since 1979, with $559,389 paid in total. The year with the most claims was 1997, with 26. As of 3 August 2026, 1.0% of homes here had an NFIP policy.

NFIP claims on record91
Total paid$559,389
Claims with a payment49
Homes with NFIP policy1.0%
High-risk zone homes insuredn/a
Residential policies in force186

Claims by year of loss

1979: 119791980: 01981: 01982: 41983: 419831984: 11985: 01986: 161987: 019871988: 01989: 01990: 01991: 019911992: 01993: 01994: 01995: 519951996: 51997: 261998: 51999: 119992000: 02001: 02002: 12003: 020032004: 02005: 72006: 52007: 020072008: 02009: 02010: 12011: 020112012: 02013: 02014: 02015: 020152016: 22017: 32018: 12019: 020192020: 02021: 12022: 02023: 2202326

NFIP claims by year of loss, Carson City, Nevada

1979: $019791980: $01981: $01982: $5,3951983: $5,06019831984: $01985: $01986: $18,1911987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $18,04819951996: $13,1371997: $175,9531998: $52,2761999: $019992000: $02001: $02002: $02003: $020032004: $02005: $167,9142006: $15,6572007: $020072008: $02009: $02010: $2,5422011: $020112012: $02013: $02014: $02015: $020152016: $02017: $57,1992018: $02019: $020192020: $02021: $7,8342022: $02023: $20,1842023$175,953

Paid on claims by year of loss (building, contents and increased cost of compliance), Carson City, Nevada

Named flood events with the most claims

Event (FEMA name)Claims
Flooding19

ZIP codes with the most claims

ZIP code (as reported)Claims
8970152
8970334
897065

39 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $551,812, contents $7,577, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0104n/a
All homes17,8011861.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.