Flood Claims Map

Nevada

Flood insurance claims in Clark County, Nevada

FEMA records 626 National Flood Insurance Program claims in Clark County, Nevada, since 1978, with $9.3 million paid in total. The year with the most claims was 1999, with 122. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 30.2% of homes in the high-risk flood zone did.

NFIP claims on record626
Total paid$9.3 million
Claims with a payment368
Homes with NFIP policy0.2%
High-risk zone homes insured30.2%
Residential policies in force1,197

Claims by year of loss

1978: 1019781979: 61980: 211981: 61982: 619821983: 301984: 851985: 121986: 019861987: 61988: 01989: 11990: 3219901991: 21992: 111993: 61994: 219941995: 11996: 51997: 111998: 3719981999: 1222000: 62001: 72002: 020022003: 272004: 72005: 312006: 420062007: 52008: 32009: 12010: 220102011: 22012: 452013: 122014: 3220142015: 52016: 52017: 22018: 120182019: 02020: 02021: 12022: 320222023: 112024: 12025: 1122

NFIP claims by year of loss, Clark County, Nevada

1978: $10,34119781979: $12,1861980: $46,9581981: $1,0271982: $5,06019821983: $494,7191984: $459,7211985: $73,6111986: $019861987: $4,0261988: $01989: $01990: $411,79619901991: $3,6351992: $58,1211993: $4,2741994: $019941995: $2,0471996: $01997: $21,4031998: $630,18819981999: $1.7 million2000: $54,4242001: $5,4202002: $020022003: $916,1412004: $1,3842005: $574,5442006: $19,16420062007: $12,4992008: $14,3422009: $02010: $35,36120102011: $4,7012012: $1.5 million2013: $197,6822014: $1.1 million20142015: $67,9212016: $197,2512017: $02018: $020182019: $02020: $02021: $02022: $511,62420222023: $213,2282024: $02025: $9,041$1.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Clark County, Nevada

Named flood events with the most claims

Event (FEMA name)Claims
Flooding140
Las Vegas Flash Flooding2
Tropical Storm Hilary1

ZIP codes with the most claims

ZIP code (as reported)Claims
8904054
8910440
8910937
8911037
8914232
8910232
8913025
8912024
8901523
8910820

247 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.3 million, contents $2.0 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone96429130.2%
All homes719,6871,1970.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.